Cost of Living and Studying in Canada

Fees and affordability in Canada

Canada is slowly becoming one of the top educational destinations among English-speaking countries. While the fees in Canadian Universities are still quite high, they are among the lowest in English speaking countries like the USA, UK or Australia. However, the quality of Canadian education is excellent, with students from Canadian Universities performing very well in the international job market.

University tuition fees in Canada:

Universities in Canada set their own fees. The fees vary depending on the course, and international students are usually charged more than indigenous students. Undergraduate and Graduate fees are usually higher, while the fees for Post Graduate programs are lower.

Tuition fees at public universities:

Public Universities are heavily subsidized by the government, so the fees are lower. The fees at public universities start at around 5000 CAD/year and go up from there.

Tuition fees at other types of institutes:

Private colleges tend to have higher fees as compared to public universities. Depending on the course, the fees for Indian students usually hover somewhere between C$20,000 to C$30,000 per year, including living expenses. The tuition fees can be partially offset by taking a job.

Most affordable universities in Canada:

Student debt is a problem for Indian students who wish to study in Canada. The cost of living in Canada is quite high and combined with heavy fees, students often end up burdened with enormous amounts of debt. However, certain universities have significantly lower fees, ranging from C$5000 to C$11,000. The following list of universities in Canada are among the most affordable for International students.

Affordable University Average Tuition Fees
Dominican University College 5000 CAD/year
Brandon University  6219 CAD/year
Université de Saint-Boniface 6420 CAD/year
Canadian Mennonite University 7560 CAD/year
Memorial University Of Newfoundland 8800 CAD/year
Southern Alberta Institute of Technology 5000-7000 CAD/year
The King's University College 9920 CAD/year
Athabasca University 9440-10490 CAD/year
Canadian Mennonite University 7728 CAD/year
Université de Moncton 10270 CAD/year
Saint Paul University 9836 CAD/year
Universite’ Sainte- Anne 8820 CAD/year
Mount Royal University 11121 CAD/year


Tuition fees at top-ranked universities:

Usually, fees at the top-ranked universities are quite high. However, the top universities in Canada are surprisingly affordable. The University of Toronto charges an average tuition fee of 38,000 CAD/year, which is quite high. However, the other top ranked universities don’t even go above 10,000 CAD/year.

The University of British Columbia charges an average tuition fee of 8,500-9,000 CAD/year,

McGill University charges an average tuition fee of 8,000 CAD/year, and the University of Montreal charges an average tuition fee of 10,000 CAD/year.

Scholarships in Canada:

There are plenty of scholarships canada for International students. Deserving students can choose from a variety of scholarships they can apply for. Canadian Scholarships fall into three different segments - Government Scholarships, Non-governmental Scholarships to study in Canada and Scholarships by Universities. There are scholarships for all degrees, from Graduate to Masters to Post Graduate.

Scholarships And Financial Aid For Students to Study In Canada

Before you fly to Canada for your study abroad journey in Great White North, you are required to show the monetary funds to the Canadian Immigration, that are enough to sustain you in Canada for a year, including Study in Canada tuition fees and living expenses. Scholarships and other means of financial aids will help you balance your financial burden. Here are all the details about financial aid to Study in Canada: Scholarships And Financial Aid For Students to Study In Canada

List of Scholarships:-

Government Scholarships International Student Scholarships at Humber College Canada
Banting Postdoctoral Fellowship McGill University Scholarships and Student Aid
Canada Graduate Scholarships – Master’s Program Queen’s University International Scholarships
IDRC Research Awards UBC International Leader of Tomorrow Award
NSERC Postgraduate scholarships UBC Graduate Scholarships
Vanier Canada Graduate Scholarships Program University of Alberta International Scholarships
Non-Governmental Scholarships University of Calgary International Scholarships
Anne Vallee Ecological Fund University of Manitoba Graduate Fellowships
Trudeau Scholarships and Fellowships University of Saskatchewan International Student Awards
Scholarships by Universities University of Toronto Ontario Graduate Scholarship
Carleton University Awards for International Students University of Waterloo International Funding
Concordia University International Undergraduate Award Simon Fraser University Financial Aid and Awards
Dalhousie University Scholarships. Western University International Admission Scholarship
Fairleigh Dickinson Scholarships for International Students York University International Student Program
HEC Montréal BBA Entrance Scholarships  

International Students Loan to Study in Canada:

If you are applying through SDS, you will have to invest in a GIC of 10000 CAD. If you are exhausted of all your options with the funds, International Students Loan in Canada is the way to go. Most provincial Loans are limited to Canadian students only. So if you are an international student looking to study in Canada and need an education loan, you might have to look for private providers.

Education Loans, along with scholarships are easiest ways to fund your studies while studying abroad, because they are meant for students, the repayment is flexible. The amount is high enough to pay for the fees, but the interest rates are lower. There are also some loans that have repayment option after the graduation.

​​Cost of living in canada :

Canadian Visa requirements for Indian students state that they should have at least 10,000 CAD in their accounts, over and above the money required for tuition. However, the cost of living varies according to location. Certain parts of Canada are significantly more expensive than others, with Vancouver maintaining its position as the most expensive Canadian city to live in. Quebec, on the other hand, has significantly lower prices.

How much does it Cost to Study in Canada for UG and PG courses

Once you have received your Letter of Acceptance from the University in Canada, you are required to sort out your finances for the time you will be studying in Canada. Where to start counting? Here are all the details about Tuition fees for the Universities in Canada, Accommodation and living expenses information for a UG and PG student: How much does it Cost to Study in Canada for UG and PG courses

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